United Way Lubert IDA Program

Peirce College is honored to serve as an educational partner of the United Way of Greater Philadelphia and South Jersey’s Lubert Individual Development Account (IDA) Program. 

The Lubert IDA program helps low-income residents advance their education by completing career-focused programs at Peirce College through a matched savings program. Participants are required to contribute $1,000, which is matched by a $3,000 grant.

How to Get Started

  1. Review the program’s eligibility requirements.
  2. Submit an Inquiry Form

You can also contact Hannah McKeever at hrmckeever@peirce.edu.

Examples of Earned Income

Earned income may include wages, salary, tips, bonuses, commissions or earnings through self-employment.

What does net worth mean?

Your net worth is the combined value of everything you own that has monetary value (known as your assets) minus the amount of debt/loans you are paying off (known as your liabilities). For the purposes of the Lubert IDA program, the value of one vehicle and the primary dwelling unit of the participant are disregarded and not used in the calculation of net worth.

Eligibility Requirements

  • Live in Philadelphia, Chester, Montgomery or Delaware counties in Pennsylvania or Atlantic, Burlington, Camden, Cape May or Cumberland counties in New Jersey
  • Have a net worth of less than $10,000
  • Have proof (pay stubs or tax returns) of earned income
  • Qualify for the Earned Income Tax Credit or have a household income at or below 200% of the federal poverty level
  • Attend or plan to enroll at Peirce College
  • Agree to save at least $10.00 per month based on savings from earned income towards the goal of accumulating $1,000 in savings; students must make a minimum of six monthly payments and can make up to 12 monthly payments 
  • Agree to complete financial management education classes and asset-specific training for education
  • Agree to review and, if necessary, address any credit issues
  • Agree to abide by the program's rules and responsibilities as described by program staff and in the written materials received

Submit an Inquiry Form

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